We use essential and non-essential cookies to enhance your experience. By continuing to visit this site, you agree to our use of cookies. For more details on the types of cookies we use, please see our privacy policy.

Stop Foreclosure
Stay in your Home
Protect Your Equity

Compassionate Capital is a foreclosure rescue program that allows you to stay in your home, keep most of your equity, lower your monthly payments, and provides a well-defined route to repurchase.

What does my situation look like?

Download our calculator!

"I don't want to lose ownership of my home and become a tenant."

With our program, the goal is to offer a temporary solution to prevent foreclosure AND allow you to keep most of your equity.

You'll have the option to buy back your home within two years, allowing you to regain homeownership once you're in a more stable financial position.

"This sounds too good to be true. What's the catch?"

Our program is designed with transparent terms and mutual benefits.

While we invest in real estate, you get the opportunity to stay in your home, preserve your equity, and have a clear path to reclaim ownership.

"What if I don't want to keep my house?"

Our program offers flexibility. You can choose to buy back or move on, depending on your preference.

For more answers, check our Frequently Asked Questions:

FAQs

The 4 Pillars of Compassionate Capital

We stand firm to shield your home from foreclosure, reduce your monthly financial burden, and offer a path to recover your equity.
The silhouette of a house at sunset to signify what home feels like.

Stay In Your Home

Our top priority is to help families remain in their homes.

We understand the emotional toll that foreclosure can take, and we believe that stable housing is the foundation of a thriving community.

Recover Financial Stability

Our support doesn't stop at just preventing foreclosure.

We provide personalized financial counseling and guidance to help families regain their financial footing.

A house on a balancing scale where there are different amounts on each side balancing the finances of the house.
A money pie to signify the total equity in a home and visualizing that people are meant to keep most of their equity from this service.

Keep Most Of Your Equity

Unlike conventional foreclosure processes that often lead to significant losses, our program aims to protect homeowners' equity.

Lower your monthly payment

When possible, we can lower and subsidize your monthly payment so you can a piece of mind and move faster towards financial stability.

A person holding money to visualize a monthly payment for a home

Look Two Years into the Future with Our Bailout Calculator

Fill out the form and we will send you our calculator.

You'll see the equity you keep, your new monthly payment, and the repurchase price.

Your submission has been received!
Check your email.
Oops! Something went wrong while submitting the form. Please refresh your page.

About the team

Founded by Rose Olmos and John Laine, our program is a blend of integrity, expertise, and a heartfelt mission to aid homeowners in distress.

We provide a robust shield against the troubles that come with foreclosures so families can keep their homes.
Rose Olmos, the founder of compassionate capital

Rose Olmos

13 years ago, I moved to America embarking on a path of hope and opportunity as an immigrant. I know the deep emotional challenges that come with navigating a new world, having faced financial hardships and the verge of bankruptcy myself.

These personal trials instilled a fierce determination in me and a deep empathy for families in similar circumstances.

Today, driven by compassion and a belief in resilience, I dedicate myself to guiding families through their toughest times, believing that current struggles are just a chapter and brighter futures await.

John Laine, co-founder of compassionate capital

John Laine

From running a Kool-Aid stand at 11 with my twin, Michael, to navigating the world of entrepreneurship, I've experienced life's highs and lows.

Overcoming a grave health crisis in 2001 redirected my path to real estate. Prior to the 08-09 market crash, my team and I managed assets valued at $77M.

Today, I spearhead a Real Estate Syndication firm, emphasizing adaptive reuse as well as working with Rose to aid families through foreclosure challenges.

Frequently Asked Questions

What if I don't want to keep my home?

Our program offers flexibility. You can choose to buy back or move on, depending on your preference.

Icon - Elements Webflow Library - BRIX Templates

What is a Foreclosure Bailout Program?

A Foreclosure Bailout Program is a financial solution designed to assist homeowners at risk of losing their homes due to foreclosure. It aims to restructure, refinance, or provide alternative financial arrangements to ensure the homeowner meets their current financial situation.

Icon - Elements Webflow Library - BRIX Templates

How Does Your Program Work?

The program typically starts with an evaluation of the homeowner's financial situation. Once deemed eligible, a customized plan is crafted, the end goal is to make it more manageable for the homeowner.

Icon - Elements Webflow Library - BRIX Templates

Am I Eligible for the Program?

Eligibility criteria may vary but we work diligently to analyse the situation so we can help you.

Icon - Elements Webflow Library - BRIX Templates

Will This Stop the Foreclosure Process?

Yes, once enrolled in the program and if all conditions are met, the foreclosure process can be halted.

Icon - Elements Webflow Library - BRIX Templates

How Will This Affect My Credit Score?

Once you are in the foreclosure or notice of default list, your credit score will be affected because the mortgage company will report missing payments. Beyond that, there is no need to worry because we can help you improve your credit score with our program.

Icon - Elements Webflow Library - BRIX Templates

Do I Get to Stay in My Home?

Yes, the primary objective of the program is to allow homeowners to retain ownership and continue living in their homes while they navigate their financial challenges.

Icon - Elements Webflow Library - BRIX Templates

What Happens if I Can't Keep Up with the New Payment Terms?

If a homeowner struggles to meet the new payment terms, they should communicate this immediately with the program provider. There might be further modifications possible or other solutions to prevent a lapse into foreclosure again.

Icon - Elements Webflow Library - BRIX Templates

Is the Bailout a Loan? If so, What are the Interest Rates?

There is no interest rate.  The program is designed to help you stay in the house as a tenant for two years while you recover your financial stability and repurchase the home, retaining most of the equity and appreciation.

Icon - Elements Webflow Library - BRIX Templates

How Long is the Program, and What Happens After It Ends?

The program's duration varies based on individual situations and the solutions provided, but we aim for two years. Once the program concludes, the homeowner would ideally be in a more stable financial position. They would then be able to qualify for a new mortgage or move on to other terms post-program.

Icon - Elements Webflow Library - BRIX Templates

What does my situation look like?

Download our calculator!